AI Video & Image Generation Without a Credit Card
No US credit card? No problem. Use 174 AI models on 97AI.PRO, including Sora, Runway, Midjourney, Veo, and Kling, and pay with Alipay or USDC crypto. It works from mainland China, Russia, Iran, Latin America — anywhere international cards get declined.
Two ways to pay, zero bank card
Scan a QR from the Alipay app. Simplest option for users in China and anyone with an Alipay balance. No wallet setup.
Send USDC on Arbitrum from any wallet. Global, censorship-resistant, cent-level fees. See the crypto guide.
Why cards fail — and this doesn't
Most AI platforms require a Visa/Mastercard issued in a supported country, then run fraud checks that reject cards from much of the world. 97AI.PRO decouples access from banking: fund once with Alipay or crypto, then call any model through one API. You're billed only for successful output.
Start with a popular model
- Using AI from China — full guide
- Kling — text→video
- Seedance 2 Mini — image→video
- All 174 models & prices
Frequently asked
Can I use Sora or Midjourney without a credit card?+
Yes. 97AI.PRO gives you access to 174 AI models, including Sora, Runway, Kling, Midjourney, and Veo, and you can fund your account with Alipay or USDC crypto — no US or EU bank card needed.
I'm in China / Russia / Iran / Latin America and my card is declined everywhere. Will this work?+
That's exactly the case this is built for. Payment goes through Alipay or USDC on Arbitrum, both of which work in regions where Visa/Mastercard and PayPal fail.
How do I pay with Alipay?+
Choose Alipay at checkout, scan the QR with your Alipay app, and your credit balance updates automatically. Minimum top-up is $5 equivalent.
Is crypto complicated to set up?+
If you already hold USDC, no — send it from any wallet to the address at checkout. If you don't, Alipay is the simpler route with no wallet required.
Do unused credits expire?+
No. Credits stay in your account until used, and failed generations are never charged.